AI UNTUK INDONESIA · OJK-aligned · Fintech & BNPL onboarding now

NPL ratio naik. Penagihan manual tidak bisa mengikuti skala.

Platform fintech P2P dan BNPL kehilangan miliaran setiap bulan karena penagihan manual yang lambat dan tidak konsisten. Nova menghubungi debitur via WhatsApp + Voice dalam Bahasa Indonesia, sesuai batas waktu dan frekuensi OJK — 24/7, tanpa biaya SDM tambahan. Recovery rate naik. Biaya turun.

Lihat demo recovery Indonesia →

OJK-aware

Built for POJK 10/2022 (P2P lending), POJK 22/2023 (consumer protection)

UU PDP-compliant

Indonesia's Personal Data Protection Law (UU 27/2022) built in

Bahasa Indonesia native

Including casual Jakartan + formal register code-switching

WhatsApp Business API

Indonesia's default messaging channel — first-class support

Where Nova ships in Indonesia

Industries we serve

Every Nova deployment in Indonesia is built on the same AI runtime (Nova AIOS). Different industries plug different workflows into it.

Fintech P2P lending

OJK-regulated platforms — AI debt recovery + early warning

BNPL platforms

High-volume delinquency recovery at thin-margin economics

Banks

Card collections + microfinance + consumer loan operations

E-commerce

Customer service + cart recovery + WhatsApp marketing

Healthcare

Patient appointment + reminder + insurance flows

Property tech

Lead qualification + viewing booking + tenant management

FAQ

Common questions from Indonesia

Apakah Nova mendukung Bahasa Indonesia?

Ya. Nova mendukung Bahasa Indonesia formal dan kasual, dengan code-switching ke English dalam percakapan yang sama. Dialek regional (Jawa, Sunda) bisa ditambahkan dengan tuning 4 minggu.

Is Nova compliant with OJK regulations for Indonesian fintech?

Yes. Nova is built around POJK 10/2022 on P2P lending and POJK 22/2023 on consumer protection. All collection contact attempts respect OJK rules on time, frequency, language, and disclosure.

Does Nova integrate with WhatsApp Business API?

Yes — first-class. WhatsApp is the dominant channel in Indonesia and we treat it accordingly. Full conversational AI through WhatsApp templates, sessions, and rich media.

Pricing in IDR / USD?

Both. Indonesian enterprise plans typically run Rp 15M-Rp 50M/month for fintech-scale deployments. SMB plans start at Rp 3M/month. USD billing available for multinationals.

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